We build daily collection software for lenders and collectors who take small amounts every day or every week: daily and weekly finance companies, pigmy and daily deposit schemes, chit companies and microfinance field teams. Agents get an Android app with today's due list, and the office sees every receipt as soon as it is collected.
On many collection routes, the agent carries a notebook, writes receipts by hand and hands over cash in the evening. Mistakes, missed visits and short cash are discovered days later, and the owner cannot see which route is falling behind. A collection system ties each receipt to a customer, an agent and a time, and compares the day's cash with the day's collections.
We are a software company. Lending, deposit-taking and chit businesses need their own registrations and must follow the rules that apply to them, and those responsibilities remain with you and your advisers. We build the app and back-office to record every transaction clearly, so your books and audit trail stay in order.
Finance companies and small lenders that collect fixed daily or weekly instalments from traders, shops and households, with agents visiting customers on set routes.
Societies and firms that collect small daily deposits from account holders at their doorstep, and need accurate passbook entries, receipts and agent-wise totals.
Chit businesses whose agents collect monthly or weekly subscriptions and need receipts, due lists and cash handover that feed straight into the chit accounts.
Field officers who collect from groups or centres on fixed days, and managers who want to see attendance, collections and overdue by route and by officer.
A simple app for each agent with their own login, today's customers, amount due and outstanding balance. Entering a collection takes a few taps, and the app is designed for everyday use on low-cost phones.
Customers are grouped into routes, areas or centres. Each agent sees their route in visiting order with who has paid, who has not and who has promised to pay later.
Record cash, or let the customer pay by UPI to your own account with a QR code or payment link. Each payment is posted against the right account and the right date.
Give a receipt on the spot through a Bluetooth thermal printer, or send it to the customer on WhatsApp through the WhatsApp Business API. Due reminders can also go out on WhatsApp or SMS.
Each collection or visit note can carry the time and location, so managers can see whether the route was actually covered and which customers were missed.
At closing, the agent's cash is compared with the day's cash receipts and the cashier records the handover. Any shortage or excess is visible the same day, with the agent's name against it.
Today's target against collected, agent-wise and route-wise totals, overdue customers, cash in hand and pending handovers, in one live view for the owner or manager on web or phone.
The app keeps working when the network drops on a route. Collections are saved on the phone and sync to the back office when the connection returns, with duplicate entries prevented.
We learn how you collect today: daily, weekly or monthly schemes, routes, agent commission, penalties, receipt formats and the reports you check each evening.
We design agent screens, due lists, receipts and day-end handover with your staff, so that the app is quick to use on the street.
We build in short cycles and test with a few of your agents on real routes, adjusting screens, receipts and offline behaviour from their feedback.
Customers, accounts and outstanding balances are imported and reconciled against your books before agents start using the app.
We train agents and office staff, go live route by route and then support you under an annual plan.
A daily collection system with an agent app takes around 2–3 months. A version with UPI, WhatsApp and a full dashboard usually takes 3–5 months, and a larger collection platform 5–8 months, including testing and data migration.
₹87,500–2.15 lakh (≈ $1,400–3,200)
Customer accounts, routes, an Android agent app, cash receipts, day-end handover and core reports for a daily or weekly collection business.
₹2.15–4.5 lakh (≈ $3,200–6,800)
UPI and QR collections, printed and WhatsApp receipts, GPS visits, offline sync, approvals and a live owner dashboard for several routes or branches.
₹4.5–11 lakh (≈ $6,800–15,800)
Full loan or deposit accounting behind the app, customer app or portal, accounting and payment integrations and detailed audit logging.
Indicative budgets based on typical projects. Your fixed-price quote depends on scope, integrations and timeline.
We build fintech and accounting software, so receipts, balances and cash reconciliation are handled with the care that money records need.
The agent app is designed for quick entry, low-cost phones and weak networks, and we test it with real agents on real routes before launch.
Source code and customer data belong to you, hosted on your own cloud account if you prefer, so you are not tied to one vendor.
You work directly with the developers from our Tiruppur team, and we stay on after launch to add routes, schemes and reports as you grow.
A daily collection system with an Android agent app typically costs ₹87,500–2.15 lakh. A version with UPI collections, printed and WhatsApp receipts, GPS visits and an owner dashboard is usually ₹2.15–4.5 lakh. A larger platform with full loan or deposit accounting and a customer app can cost ₹4.5–10.5 lakh. Third-party charges such as WhatsApp, SMS and payment fees are billed separately by those providers.
Yes. Agents can record collections and print receipts while offline. The entries are stored on the phone and sync to the back office when the network returns. The app prevents duplicate entries, and the office sees synced collections straight away.
Yes. Customers can pay by UPI to your own account using a QR code or payment link, and the payment is posted to their account. Receipts can be sent on WhatsApp through the WhatsApp Business API, or printed on a Bluetooth thermal printer. You contract with a WhatsApp provider, who bills message charges.
Each agent has their own login, and every receipt is tied to a customer, agent and time. At day end the agent's cash is compared with the cash receipts in the app and the cashier records the handover. Any difference is visible the same day against the agent's name.
Yes. The agent app can collect against different account types, such as daily loans, pigmy deposits or chit subscriptions, each with its own rules. If you also need full chit or loan accounting, we can connect the app to our chit fund or loan management software.
Collections and visit notes can carry a time and location, so the owner or manager can see which customers were visited, which were missed and how the route was covered. Location is recorded only during collection and visit entries, and agents should be told that this is in use.
Yes. We import customers, accounts and outstanding balances from your registers, spreadsheets or current software and reconcile them against your books. We usually start with one or two routes before moving all agents across.
No. We are a software company. Registrations, licences and the rules for lending, deposit-taking or chit businesses are your responsibility. We build and maintain the technology and are happy to work alongside your legal and compliance advisers during design.
Origination, EMI schedules, field collections and overdue tracking for NBFCs, MFIs, societies and gold-loan lenders.
Groups, auctions, dividend and commission, UPI collections, agent app and ledgers for registered chit fund companies.
Order updates, payment reminders, catalogues and team inboxes on the official WhatsApp Business API, connected to your CRM, ERP or store.
Payment gateway and UPI integration, lending systems, wallets, eKYC and fintech MVPs built with audit-ready foundations.
We work with clients in India, United States, United Kingdom, Australia, Canada, Europe and New Zealand.
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